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Payday Loans Statistics | The bank rate

Here’s a breakdown of payday loan demographics by parental status. Parents are more likely to take out payday loans than non-parents. Parental status Percentage having used a personal loan non-relative 5% relative 8% payday loans in america The rates and terms of payday loans can vary widely by state. Some states don’t even allow payday […]

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What is a payday loan?

What is a payday loan? payday loans are generally short-term unsecured loans characterized by high interest rates that generally do not require a credit check. Although there is no exact and universal definition of the term, the US Consumer Financial Protection Bureau indicates that this type of loan is usually $500 or less and is […]

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Michigan ballot measure aims to cap payday loan rates

LANSING — A coalition of consumer and civil rights groups hoping to strengthen regulation of Michigan’s payday loan industry launched signature-raising efforts on Wednesday to bring the issue before voters in November. Michiganders for Fair Loansa Grand Rapids-based organization, is spearheading a ballot initiative that cap the maximum fees and interest rate a payday lender […]

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Can you get a payday loan with a credit score of 550?

If your credit score is 550, you can only qualify for a personal loan. However, it is almost impossible to obtain large loans with low credit scores. This means you need to look for alternative financial solutions or improve your credit score. In this article, I will explain various things you need to know about […]

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The alternative to payday loans has its own risks

Payday loans target consumers with no credit or low credit. According to industry research firm IBISWorld, the U.S. check cashing and payday lending industry is set to grow 5.1% in 2022. These high-interest loans promise quick cash until the next paycheck arrives, but they often create dangerous cycles of new loans to pay off old […]

File extension

How to Disable “Change File Extension” Warning on Mac 2022

This tutorial is about how to disable the “Change file extension” warning on Mac. We will do our best for you to understand this guide. I hope you will like this blog How to Disable the “Change File Extension” Warning on Mac. If your answer is yes, please share after reading this. Check How to […]

File manager

8 Best Android File Manager Apps in 2022

One of the downsides of Android compared to desktop operating systems is its apparent lack of options to drill down into the operating system and manually manage your files. While an unrooted Android OS doesn’t offer many of these options by default, there are plenty of great file manager apps out there that will give […]

File manager

Best File Manager Apps for Rooted Android in 2022

Root Explorer Pro also works as a root checker, you can check your device’s root status with it, it allows you to find and remove duplicate files (premium) you can also configure your CPU for it. overclocking and underclocking (premium). It is one of the best file managers for rooted Android devices. 5. Ultra Explorer […]

File manager

How to Access Android Files on Chrome OS File Manager 2022 Tip

This tutorial is about accessing Android files on the Chrome OS file manager. We will do our best for you to understand this guide. I hope you will like this blog How to Access Android Files on Chrome OS File Manager. If your answer is yes, please share after reading this. Check How to Access […]

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City considering zoning changes to steer payday loan companies away from vulnerable groups

In 2019, Shelly-Ann Allan’s bank refused to lend her the money she needed to pay for her father’s funeral, so she had to turn to a high-interest loan company. But what she didn’t take into account was the death of her stepfather shortly afterwards. She had to take out another installment loan in addition to […]